Coy Insurance Agency

Auto Insurance Quote

Auto accidents happen. An auto insurance policy can help cover repairs to your vehicle and medical costs. It can also protect you against financial disaster should you be found at fault for property damage or injuries to other people.

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Know Your Auto Insurance

  • 1 Bodily Injury liability provides money to pay other party if you injure or kill someone while operating your car. It also provides for a legal defense if another party files a lawsuit against you.
  • 2 Property Damage liability provides money to pay other party’s car or property.damage caused by your vehicle. It also provides you with legal defense if another party files a lawsuit against you.
  • 3 Uninsured Motorist coverage pays for your injuries or property damage caused by an uninsured driver.
  • 4 Personal Injury Protection pays for medical expenses of driver and passengers in your car.
  • 5 Comprehensive physical damage pays for losses resulting from incidents other than collision i.e., floods, theft, vandalism, windshield damage subject to deductible.
  • 6 Collision coverage pays for damage to your car when your car hits, or is hit by, another vehicle or other object. Subject to deductible.

Basic Optional Coverages